Think you've seen better value? Think again. This 4-bedroom, 2-bathroom raised ranch checks boxes most homes at this price cant even list. Built in 2004 with major upgrades already done, new furnace and A/C (July 2024), updated appliances (2022), owned hot water heater (2021), and a sump pump replaced in 2022. Add a monitored alarm system and PEX manifold plumbing, and you're stepping into peace of mind. This home offers more than comfort it offers options. Want income potential? Its duplex-ready with stove wiring, drainage, and plumbing still in place. Need more space? The 12' x 17' unfinished loft over the garage is ready for your imagination and will add instant value. A backyard built for real living, a layout that works, and a price that leaves room to grow try finding that combo anywhere else in St. Catharines. Go ahead. Well wait.